Effective: 05.06.2025
1. Agreement to Terms
By using ONI: PayDay Cash Advance, you agree to these Terms. If you don’t agree, please do not use the app.
2. Services
ONI: PayDay Cash Advance is a direct lending app offering short-term cash advances to eligible U.S. users.
3. Eligibility
- Be 18+ and a U.S. resident
- Have a valid SSN and checking account
- Have a regular income
- Meet other approval criteria
4. Your Responsibilities
- Keep login credentials secure
- Provide accurate information
- Use the app for lawful purposes
5. Loan Terms
If approved, you'll receive:
- Loan amount
- Interest and fees
- Repayment schedule
- Total repayment amount
- Late fees and default terms
Please read and agree to the loan agreement before accepting funds.
6. Credit Authorization
You authorize us to check your credit and verify your info with third-party providers.
7. Electronic Communication & Signatures
You agree to receive documents electronically and consent to using e-signatures, which carry the same legal effect as handwritten ones.
8. Intellectual Property
All content and trademarks within the ONI: PayDay Cash Advance app are property of ONI SAME DAY LOAN & AUTO SALES INC. You are granted a limited license to use the app as intended.
9. Disclaimers
The app is provided "as is." We do not guarantee uninterrupted access or that all services will be error-free.
10. Limitation of Liability
We are not responsible for indirect or consequential damages. Our liability is limited to the amount of your loan (if applicable).
11. Legal Jurisdiction
These Terms are governed by the laws of California. Disputes will be resolved in the courts located in San Bernardino County, CA.
12. Privacy Policy
By using the app, you also agree to our Privacy Policy.
13. Updates to Terms
We may update these Terms. Continued use after updates means you accept the revised Terms.
14. Contact Us
ONI SAME DAY LOAN & AUTO SALES INC
210 N Beechwood Ave APT 488
Rialto, CA, 92376-7965
suport@onipayday.com
(555) 781-9032