Responsible Lending

Our Promise to Lend Responsibly

ONI SAME DAY LOAN & AUTO SALES INC is dedicated to lending in a way that supports your financial well-being. Our lending principles include:

  • Affordability Assessment – We evaluate your ability to repay before issuing a loan
  • Clear Disclosure – We provide all loan terms upfront
  • Fair Lending – We do not discriminate in any lending decisions
  • No Predatory Practices – No excessive rates or hidden traps
  • Supportive Service – Our customer service team is here to help
  • Financial Literacy – We may offer tools and education to help you make informed decisions
  • Ethical Collections – In the event of non-payment, we follow fair, lawful practices