Rates & Fees

Understanding Loan Costs with ONI: PayDay Cash Advance

We believe in clear, upfront disclosure. While your exact loan offer may vary based on your credit profile and state regulations, here’s how loan costs typically work:

What Affects Your Loan Cost

  • Loan Amount – Borrow as little as $100 or as much as $5,000
  • Repayment Term – Most loans are due on your next payday or within a short-term schedule
  • Your Credit Profile – Helps determine eligibility, APR, and any applicable fees

Loan Cost Components

  • APR (Annual Percentage Rate) – Your specific rate will be clearly disclosed before you accept the loan
  • Finance Charges – These may include interest and fees for loan servicing
  • Late Fees – If you miss a payment, a late fee may apply. Terms will be stated in your loan agreement

Important Reminders

  • You’ll receive a detailed Loan Agreement before finalizing your loan
  • Rates, terms, and availability vary by state
  • Only borrow what you can afford to repay on time

Questions? Contact Us:

ONI SAME DAY LOAN & AUTO SALES INC
210 N Beechwood Ave APT 488 Rialto, CA, 92376-7965
support@onipayday.com
(555) 781-9032