Our Marketing Commitment
At ONI SAME DAY LOAN & AUTO SALES INC, transparency and trust are the foundation of how we connect with potential and existing customers. We take marketing ethics seriously and are committed to responsible outreach that empowers, not misleads.
Here's how we ensure our marketing stays clear, fair, and honest:
- Transparent Messaging – All advertisements, email campaigns, and promotional materials include truthful and clear information about interest rates, fees, terms, and eligibility. We avoid vague claims and exaggerated promises.
- Regulatory Compliance – Our marketing practices fully comply with federal and state consumer protection laws, including the Truth in Lending Act (TILA), CAN-SPAM Act, and applicable FTC guidelines.
- No Misleading Offers – We never use bait-and-switch tactics, fake urgency, or false “guaranteed approval” language. All offers are based on eligibility and are presented with proper disclaimers and disclosures.
- Audience Sensitivity – We avoid targeting individuals based on vulnerability, financial hardship, or inability to repay. Our goal is to connect with people who can benefit from our services—not those who may be harmed by them.
- Clear Opt-Out Options – Every promotional email or message includes a clear and easy way to unsubscribe or adjust your communication preferences. Your control over how we reach out is a priority.
- Brand Integrity – Our communications reflect the values and mission of our company. We present ourselves with professionalism and respect at every stage of your interaction with ONI: PayDay Cash Advance.
- Accessibility - We design our communications to be accessible and easy to understand for users of all backgrounds, including those with limited financial literacy or experience with credit products.
Marketing is about more than visibility—it’s about building relationships based on integrity and value. When you hear from us, it’s because we believe in helping you make confident, informed decisions.